Introduction & Eligibility
Your access to and use of the 4th Quadrant website is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service.
By accessing or using the 4th Quadrant website you agree to be bound by these Terms. If you disagree with any part of the terms then you may not access the Service.
Any use of or access to the 4th Quadrant website by anyone under 18 is strictly prohibited and in violation of this Agreement. The 4th Quadrant website is not designed for use by or in connection with anyone under the age of 18, and you accept all responsibility that may arise from your use of the Service in connection with anyone under the age of 18.
Licence to use
The 4th Quadrant website and its original content will remain the exclusive property of 4th Quadrant and its licensors.
The 4th Quadrant website also contains material which is owned by or licensed to 4th Quadrant. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than with express permission from 4th Quadrant. For content use please refer to the section under Permitted use of content.
You must not:
(a) republish material from this website (including republication on another website)
(b) sell, rent or sub-license material from the website
(c) show any material from the website in public
(d) reproduce, duplicate, copy or otherwise exploit material on the 4th Quadrant website for a commercial purpose
(e) edit or otherwise modify any material on the website
(f) redistribute material from this website, except for content specifically and expressly made available for redistribution (such as our newsletter).
All content provided on this website is for informational purposes only. 4th Quadrant makes no representations as to the accuracy or completeness of any information on this site or found by following any link on this site. 4th Quadrant will not be liable for any errors or omissions in this information nor for the availability of this information. 4th Quadrant will not be liable for any losses, injuries, or damages from the display or use of this information.
Permitted use content
A subscription is for one person only.
In regards to content use, you may take a screenshot or copy a portion of the content provided for the purpose of sharing privately or on social media which includes attribution to the 4th Quadrant website. A maximum of five times a month of such sharing is allowable.
Reproduction of a reasonable excerpt for publication on a blog or otherwise should provide adequate attribution and a link to the 4th Quadrant website. Excerpts should not exceed 20% of content originating from the 4th Quadrant website.
4th Quadrant reserves the right to terminate any or all of the above exceptions at any time globally or on an individual user basis.
You must not use the 4th Quadrant website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.
You must not use the 4th Quadrant website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse or other malicious computer software. You must not conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to the 4th Quadrant website without our express written consent.
You must not use the 4th Quadrant website to transmit or send unsolicited commercial communication. You must not use the 4th Quadrant website for any purposes related to marketing without our express written consent.
Access to certain areas of the 4th Quadrant website is restricted. 4th Quadrant reserves the right to restrict access to other areas of the 4th Quadrant website, or indeed the entire website, at our discretion. If 4th Quadrant provides you with or you generate a password to enable you to access restricted areas of the 4th Quadrant website or other content or services, you must ensure that that password is kept confidential. You must notify 4th Quadrant in writing immediately if you become aware of any unauthorised use of your account or password. You are responsible for any activity on the 4th Quadrant website arising out of any failure to keep your password confidential. You must not use any other person’s user ID and password to access the 4th Quadrant website. 4th Quadrant may disable your account on the 4th Quadrant website at our sole discretion without notice or explanation.”
In these terms and conditions of use, “your content” means material (including without limitation text, images, audio material, video material and audio-visual material) that you submit to the 4th Quadrant website, for whatever purpose.
By submitting content you grant to 4th Quadrant an irrevocable license to use, discuss, reproduce, store, adapt and publish your information for the purposes of evaluation and reporting and you hereby accept and consent.
You warrant and represent that your content will comply with these terms and conditions. Your content must not be illegal or unlawful, must not infringe any third party’s legal rights, and must not be capable of giving rise to legal action whether against you or us or a third party (in each case under any applicable law).
Your content (and its publication on our website) must not: (a) be libellous or maliciously false; (b) be obscene or indecent; (c) infringe any copyright, moral right, database right, trade mark right, design right, right in passing off, or other intellectual property right; (d) infringe any right of confidence, right of privacy, or right under data protection legislation; (e) constitute negligent advice or contain any negligent statement; (f) constitute an incitement to commit a crime; (g) be in contempt of any court, or in breach of any court order; (h) be in breach of racial or religious hatred or discrimination legislation; (i) be blasphemous; (j) be in breach of official secrets legislation; (k) be in breach of any contractual obligation owed to any person; (l) depict violence in an explicit, graphic or gratuitous manner; (m) be pornographic or sexually explicit; (n) be untrue, false, inaccurate or misleading; (o) consist of or contain any instructions, advice or other information which may be acted upon and could, if acted upon, cause illness, injury or death, or any other loss or damage; (p) constitute spam; (q) be offensive, deceptive, threatening, abusive, harassing, or menacing, hateful, discriminatory or inflammatory; or (r) cause annoyance, inconvenience or needless anxiety to any person.
You must not submit any user content to the 4th Quadrant website that is or has ever been the subject of any threatened or actual legal proceedings or other similar complaints.
4th Quadrant reserves the right to edit or remove any material submitted to our website, or stored on our servers, or hosted or published upon our website.
Notwithstanding our rights under these terms and conditions in relation to user content, we do not undertake to monitor the submission of such content to, or the publication of such content on 4th Website.
If you become aware of any content on the 4th Quadrant website that breaches these terms and conditions, please notify us immediately by email.
Nothing presented on the 4th Quadrant website, newsletters, emails or other media is meant to constitute financial advice of any kind. You are aware of and agree that 4th Quadrant shall not be responsible for any loss that you suffer as a result of any financial transaction, regardless of whether or not you enter such transactions based in any way upon anything you learn from the 4th Quadrant.
The 4th Quadrant website and associated services, including all server and network components are provided on an “AS IS” and “AS AVAILABLE” basis, without any warranties of any kind to the fullest extent permitted by law, and we expressly disclaim any and all warranties, whether express or implied, including, but not limited to, any implied warranties of merchantability, title, fitness for a particular purpose, and non-infringement. You acknowledge that we do not warrant that the service will be uninterrupted, timely, secure, error-free or free from viruses or other malicious software, and no information or advice obtained by you from us or through the service shall create any warranty not expressly stated in these terms.
Any content downloaded or otherwise obtained through the use of the 4th Quadrant website, is downloaded at your own risk and you will be solely responsible for any damage to your computer system or mobile device or loss of data that results from such download or your use of the 4th Quadrant website.
4th Quadrant does not warrant, endorse, guarantee, or assume responsibility for any product or service advertised or offered by contract partners or any third party through the 4th Quadrant website or any hyperlinked website or service, and 4th Quadrant will not be a party to or in any way monitor any transaction between you and contract partners or any third-party providers of products or services.
Limitations and exclusions of liability
Under no circumstances and under no legal theory (whether in contract, tort, negligence or otherwise) will 4th Quadrant, or their members, managers, officers, Contract Partners, employees, agents or licensors be liable to any third party for any indirect, incidental, special, exemplary, consequential, punitive or other similar damages, including lost profits, lost sales or business, lost data, business interruption or any other loss incurred by such party or third party in connection with these terms or the service, regardless of whether such party has been advised of the possibility of or could have foreseen such damages.
Notwithstanding anything to the contrary in these terms, 4th Quadrant’s aggregate liability to you or any third party arising out of these terms or otherwise in connection with any subscription to, or use of the 4th Quadrant website, shall in no event exceed the subscription charges for such service paid by you during the twelve (12) months prior to the first event or occurrence giving rise to such liability. You acknowledge and agree that the essential purpose of this section is to allocate the risks under these terms between the parties and limit potential liability given the subscription charges. 4th Quadrant has relied on these limitations in determining whether to provide you with the rights to access and use the service provided for in these terms.
Any claims or damages that you may have against the 4th Quadrant shall only be enforceable against the 4th Quadrant and not against 4th Quadrant’s members, managers, officers, Contract Partners, employees, agents or licensors.
Nothing in this website disclaimer will exclude or limit any warranty implied by law that it would be unlawful to exclude or limit.
By using the 4th Quadrant website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable.
If you do not think they are reasonable, you must not use this website.
Liabilities of other parties
You accept that, as a limited liability entity, 4th Quadrant has an interest in limiting the personal liability of its officers and employees. You agree that you will not bring any claim personally against 4th Quadrant’s members, managers, officers, Contract Partners, employees, agents or licensors in respect of any losses you suffer in connection with the 4th Quadrant.
Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in this website disclaimer will protect 4th Quadrant’s members, managers, officers, Contract Partners, employees, agents, licensors, subsidiaries, successors, assigns and sub-contractors as well as 4th Quadrant.
If any provision of this website disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this website disclaimer.
You hereby indemnify 4th Quadrant along with its members, managers, officers, employees, agents, subsidiaries, successors, Contract Partners, assigns and sub-contractors (“Indemnified Parties”) and undertake to indemnify and hold harmless the Indemnified Parties against any losses, damages, costs, liabilities and expenses (including without limitation legal expenses and any amounts paid by the Indemnified Parties to a third party in settlement of a claim or dispute on the advice of the Indemnified Parties’ legal advisers) incurred or suffered by the Indemnified Parties arising out of any breach by you of any provision of these terms and conditions, or arising out of any claim that you have breached any provision of these terms and conditions.
Without prejudice to our other rights, if you breach these terms and conditions of use in any way, or if we reasonably suspect that you have breached these terms and conditions of use in any way, we may: (a) send you one or more formal warnings; (b) temporarily suspend your access to the website; (c) permanently prohibit you from accessing the website; (d) block computers using your IP address from accessing the website; (e) contact your internet services provider and request that they block your access to the website; (f) bring court proceedings against you for breach of contract or otherwise; (g) suspend and/or delete your account with the website; and/or (h) delete and/or edit any or all of your content.
Where we suspend or prohibit or block your access to the 4th Quadrant website or a part of the website, you must not take any action to circumvent such suspension or prohibition or blocking (including without limitation creating and/or using a different account).
Termination of service
4th Quadrant may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.
Upon termination, your right to use the 4th Quadrant website will immediately cease. If you wish to terminate your account, you may simply discontinue using the Service.
All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.
Payment and Taxes
All information that you provide in connection with a purchase or transaction or other monetary transaction interaction with the 4th Quadrant website must be accurate, complete, and current. You agree to pay all charges incurred by users of your credit card, debit card, or other payment method used in connection with a purchase or transaction or other monetary transaction interaction with 4th Quadrant at the prices in effect when such charges are incurred. You will pay any applicable taxes, if any, relating to any such purchases, transactions or other monetary transaction interactions. There are no refunds.
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. What constitutes a material change will be determined at our sole discretion.
By continuing to access or use the 4th Quadrant website after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the 4th Quadrant website.
Please check this page regularly to ensure you are familiar with the current version.
You hereby agree that 4th Quadrant may transfer, sub-contract or otherwise deal with any or all of our rights and/or obligations under these terms and conditions. You may not transfer, sub-contract or otherwise deal with your rights and/or obligations under these terms and conditions without obtaining our prior written consent.
If a provision of these terms and conditions is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect. If any unlawful and/or unenforceable provision would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.
The 4th Quadrant website may contain links to third-party web sites or services that are not owned or controlled by 4th Quadrant.
4th Quadrant has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party web sites or services. You further acknowledge and agree that 4th Quadrant shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services.
We strongly advise you to read the terms and conditions and privacy policies of any third-party web sites or services that you visit.
These Terms shall be governed and construed in accordance with the laws of Singapore without regard to its conflict of law provisions.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have between us regarding the Service.
If you have any questions about these Terms, please contact us via email.